Stock Market Research - Algorithmic Trading Strategies
- Rolando Rivera
- Mar 31
- 3 min read
Updated: Apr 10
Fintech Trades is a financial data analysis platform created to address a question that has been thoroughly examined in numerous investment studies:
“How do I choose which stocks to include in my retirement account?”
Like many people, I was familiar with the percentage of my income required to match my employer’s maximum 401(k) contribution. But which stocks in the 401(k) plan should I choose? What was the growth rate of my investment portfolio? Frankly, I was embarrassed to admit that I didn’t pay much attention.
Then a lay off made the details of my 401(k) plan a top priority. Since I would need to roll over my 401(k) into an Individual Retirement Account (IRA), I faced critical decisions about which stocks to buy. On top of that, after 15 years with the company, I had a severance package that needed thoughtful investment decisions.
The original question echoed again:
“How do I pick which stocks to put in my retirement account?”
Investment Choices in Typical Retirement Accounts
Research has shown that participants are often constrained by the investment menu options available in their 401(k) plans and may be influenced by these limited choices (Brown, Liang, and Weisbenner, 2007).
Additionally, studies have highlighted issues with fund selection where service providers may favor certain funds (Pool, Sialm, and Stefanescu, 2016), and some companies even encourage employees to hold company stock in 401(k) plans as a defensive strategy (Rauh, 2006b).
Further studies found that investment decisions are often driven by default settings (Beshears et al., 2008; Carroll et al., 2009; Choi et al., 2011) or ad hoc diversification strategies (Agnew et al., 2011; Benartzi & Thaler, 2001).
A Better Way to Analyze Stocks for Your Portfolio
To address these challenges, I developed a platform that eliminates the limitations of traditional 401(k) plan menus and default fund options.
Fintech Trades provides data-driven investment insights beyond typical retirement account options. It uses a patented process to:
Analyze the income statements of every publicly traded company on the NASDAQ and NYSE.
Generate a financial operations score and compare historical price performance.
Calculate the probable stock price for next year using price modeling techniques.
Score each stock on a bell curve and select the top 20 stocks out of nearly 5,000 analyzed.
Key Features of Fintech Trades
With Fintech Trades, you can access all of the following powerful tools to make more informed investment decisions:
Top Stocks List – Identify the top 20 stocks selected based on income statement analysis, financial news sentiment, one-year and five-year growth rates, and projected future growth.
Compare Stocks – Evaluate and compare stock performance to choose the best investment.
Metrics Analysis – Access key performance metrics such as profit margins, return on equity, and revenue trends.
AI Sentiment Analysis – Analyze financial news sentiment to gauge market sentiment and identify opportunities.
Predictive Price Modeling – Use Geometric Brownian Motion to estimate probable price movements for stocks.
Report Card – Get a detailed evaluation and score of a stock’s financial health.
Latest Financial News – Stay informed with updates from trusted sources like Bloomberg, Motley Fool, Yahoo Finance, and more.
Price Charts – Review historical price charts to assess trends over different time periods.
Year to Date, 1 and 5 Year Price Charts
Why Fintech Trades is the Best Choice for Investment Analysis
Unlike traditional 401(k) plans and other financial service providers that offer a limited selection of investment options, Fintech Trades empowers you with unrestricted access to data. You can analyze, compare, and select stocks that align with your financial goals and optimize your investment portfolio.
Conclusion: Take Control of Your Investment Portfolio
Picking the right stocks for your retirement account is one of the most critical decisions you can make for your financial future. With Fintech Trades, you no longer have to rely on default options or limited 401(k) plan menus. Our platform gives you the tools to analyze stock performance, predict growth, and make smarter investment decisions.
Whether you're managing a 401(k) rollover, investing in an IRA, or building a diversified portfolio, Fintech Trades puts you in control. Explore our platform today and take the guesswork out of picking the right stocks for your financial future!
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